Appraisal services for Hope Mills and Cumberland County homeowners

The top 7 reasons North Carolina homeowners hire McLeod Appraisal Group:

  1. Get a pre-listing appraisal (whether they're selling the home themselves or using a real estate agent)
  2. Challenge Cumberland County's assessment of your property
  3. Remove PMI to reduce your mortgage payment
  4. Reinstate their Home Equity Line of Credit (HELOC)
  5. Verify a different appraiser's report
  6. In the case of a divorce in the state of North Carolina, when property needs to be divided
  7. To settle an estate in Cumberland county or North Carolina by determining the true market value of the real estate in question
Do you own a home in or near Hope Mills? Do you need help deciding the price of your real estate? Contact McLeod Appraisal Group.

We at McLeod Appraisal Group understand the special needs of a customer in need of appraisal services. Our typical business clients are used to the appraisal process and the usual reporting formats. But as a consumer, we'll be sure you get extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report the results of our analysis.

For Sale by Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your home because you probably have an emotional attachment to it. Professional appraisers, like the ones at McLeod Appraisal Group, are objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your house will attract many interested buyers. The appraisal is something concrete to show your buyer. The appraisal is an independent third party's opinion of your property's market value, not just how much you think your house is worth. Interested buyers know you have an emotional attachment to your home and will be far more likely to give credibility to an expert appraiser's value estimation than yours.

Challenge a property tax assessment

Your local tax assessor may have your house overvalued if you live in a local area that's declining or is not appreciating as much as other homes close to yours. This only means you are paying higher taxes than you should be paying. The faster you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. A professional appraisal from McLeod Appraisal Group is your number one weapon when challenging your property tax assessment.

Appraisals to cancel PMI

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a preferred way to cut expenses for homeowners. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your property. In most cases you can apply to a lender to have the PMI eliminated from your loan. At McLeod Appraisal Group, we're qualified in helping consumers just like you rid themselves of unnecessary PMI insurance.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area. This can be bad for your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow viewpoint. McLeod Appraisal Group can provide you with efficient appraisal to help you reinstate your HELOC.

We Also Provide Field and Desktop Appraisal Review Services

Would you like a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you want a professional to double-check your appraisal for efficiency? In a field review we'll go out and check the subject and comps in question. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? McLeod Appraisal Group can help you with that. Although most review work is commissioned by lenders, homeowners suspecting a prior appraisal wasn't above board are prudent to get a second opinion.